Highest-Paying Apps: Earn More For Less Effort

It’s common for many people to spend hours glued to their phones and other mobile devices on things like games, social media and YouTube. These apps take so much of your time, and before you know it, you already spent an entire day without earning a single buck. Thankfully, there are several applications that let you do what you do best and pay you for doing so. This post will feature some of the highest-paying apps that you can install and use this 2023.

What Are The Highest-Paying Apps Of 2023?

After a careful review of the many apps that pay real money, here are the five best-paying apps you can try in 2023:

1. Swagbucks
2. Rakuten Insight
3. Fetch
4. Bingo Cash
5. MyPoints

Let’s look at each one in turn.

#1 Swagbucks

Established in 2005, Swagbucks started off as a website that allows users to earn money in many different ways. Among other things, the application lets users earn by watching videos, playing games, or answering surveys. With a rating of 4.4 stars out of over 80,000 ratings, Swagbucks has retained its reputation as a legitimate paying application.

To maximize Swagbucks’s earning potential, it’s important to know that they have their own point system that facilitates the earning process. Depending on what activity you perform, the app will give a specific number of SB points valued at $0.01 each, which you can exchange for gift cards or cash. Some of the partner companies that Swagbucks works with include Amazon, Target, and iTunes. you don't have to input your card details to receive the payment as you can withdraw via PayPal, albeit you need to have at least $3 worth of points to cash out.

The strength of Swagbucks lies in the fact that you can do virtually anything within the app and be rewarded with SB points. Surfing the internet using their built-in browser, watching several videos, playing poker, or even answering a short survey will all get you the points you need to earn some cash. As of writing, Swagbucks’ website claims to have already paid almost $900,000,000 to their members, as well as multiple prizes posted on their official website.

Features Of Swagbucks

• Signup bonus of $5 for new accounts
• Multiple ways to earn SB points
• Swag codes hidden in the app for bonus SB points
• Referral system

Pros And Cons Of Swagbucks

Pros	Cons
Offers many ways to earn SB points	Some activities take time to accomplish
Each activity within the app grants SB points	SB points awarded to some activities may not be efficient given the time needed to finish them
Cash back rewards available for users who make purchases within the app

#2 Rakuten Insight

Rakuten Insight is a company that specializes in market research data collection, and one of their services includes a platform for users to answer surveys based on different data requirements. Rakuten Insight comes from the same cashback shopping platform Rakuten which also offers the same reward system. This makes it a good choice for people looking for high-paying apps that are also secure.

Like many other survey apps that pay you to answer surveys, Rakuten Insight pays its users cash in return for their time answering surveys. Depending on the length and difficulty of completing a survey, a specific number of points are given, which can then be converted to cash. For reference, 100 points are worth about $1, so you will need to have at least 500 points in your account to earn $5, which is the minimum amount required to cash out.

Rakuten Insight is a relatively new platform under Rakuten, so you should expect some issues here and there, but they do have a lot of surveys which are both easy to qualify for and accomplish. In fact, if you do get enough surveys to fill out, it’s not impossible to earn $10 an hour with Rakuten Insight, which is higher compared to other survey applications.

Features Of Rakuten Insight

• Profiling procedure to help users qualify for surveys.
• Cookie tracking that allows access to more surveys.
• Dashboard of all surveys done and the corresponding number of points.

Pros And Cons Of Rakuten Insight

Pros	Cons
Transparency makes it easier for users to track how many surveys and points they have accumulated	Survey availability is weak, as there may not be surveys to answer in some days
Users are notified of any personalized survey available for completion	Unclear indication of how much you can earn from the referral program
“Invite and earn” referral program that gives additional points

#3 Fetch

Fetch, formerly known as Fetch Rewards, is a consumer loyalty app that allows its users to earn points by uploading their purchase receipts in the app. It’s a completely free application, and its strength is the virtually limitless number of stores accepted for points.

In addition to the leniency of Fetch when it comes to what shops they accept, they also allow you to upload both physical and digital receipts. Moreover, uploading receipts is a breeze with Fetch because of the easy-to-use interface. When scanning receipts, though, it’s important to know that physical receipts can only be scanned within 14 days of their issuance.

With Fetch, every 1,000 points correspond to $1. That being said, they have special offers that are regularly in place to help users secure these points easily. Most times, Fetch gives out bonus points for receipts coming from a specific brand that they work with. At a minimum, Fetch pays out 35 points for every submitted receipt.

Features Of Fetch

• Member-only offers given to users who are part of loyalty programs in specific brands
• Prescription savings that help get discounts in pharmacies
• Daily rewards with a grand prize of up to 100,000 points

Pros And Cons Of Fetch

Pros	Cons
Quick receipt uploading process	Special offers are not common for lesser-known brands
Gift cards are delivered right after they are redeemed	Redeeming cash back is not possible
Daily reward open doors to big point rewards

#4 Bingo Cash

Bingo Cash is a legitimate paying game that is free to play for users. As the name suggests, you get to earn cash simply by playing bingo games. If you are feeling a bit more competitive, you can also participate in cash tournaments where the prize pool is much higher.

What’s good about Bingo Cash is it doesn’t stray too far away from the classic bingo game. That being said, it will be easier for the fans of the game to get used to its mobile version and still earn a few dollars. But it doesn’t mean that it’s an exact copy of the typical bingo because they have several tricks, called boosters, which can aid in winning a bingo game.

Another good thing about Bingo Cash is it has game modes that will not require you to bet cash before entering, like the “Gems Factory” mode, where diamonds (the game’s own currency) are only needed to play, but you can still win up to $7. As of writing, you can only cash out in Bingo Cash via PayPal.

Features Of Bingo Cash

• Free game mode where you can win cash without betting anything
• In-game boosters that help win games for additional points
• Opportunity to compete with other players through cash tournaments

Pros And Cons Of Bingo Cash

Pros	Cons
You can still earn cash even if you only play the free mode	Compared to other bingo games, it does not have any other features
Each game only lasts 2 minutes so you can play multiple times a day	Playing some games may be risky as they involve putting in your own cash
High referral bonus of $15

5. MyPoints

MyPoints is another application that lets you perform a series of microtasks to accumulate points which you can then convert to cash or gift cards. If you’re a member of their membership program, MyPoints also gives out big cash back opportunities that can go as high as 40% for shopping at some widely known retailers like Amazon and Target.

Additionally, new members are entitled to a welcome bonus of $10 that comes in the form of either an Amazon gift card or Visa gift card. It’s important to take note though that the welcome bonus will come in the form of points (1,750 points), which can only be redeemed in the form of gift cards.

Some of the tasks that you can do with MyPoints include answering surveys, playing games, entering coupon codes, or simply answering daily polls, which all reward varying amounts of points. Additionally, they offer deals for users with upcoming trips who want to save time and money by comparing ticket prices within MyPoints. They also have special offers that grant users additional points for signing up for an account on some websites.

Features Of MyPoints

• MyPoints network where many stores participate and exclusive deals are posted for participating retailers
• Self-help customer support system where commonly-asked questions are posted
• Search and earn function that gives additional points through using MyPoints’ own search engine

Pros And Cons Of MyPoints

Pros	Cons
They do not ask for personal sensitive information before qualifying for an account and other tasks	There is no live customer support system for urgent concerns not found in the FAQs
The platform has been around since 1996 and has built a reputation as a reward-based shopping platform	There are instances where points get lost and can no longer be retrieved
Wide selection of microtasks that can be done to earn points

The Final Verdict

As you can see, there are legitimate apps that let you earn money by doing things you already do in your spare time. These apps are a way to avoid feeling guilty about taking time to play games or watch videos online, since you’re doing it in exchange for some cash.

The app we recommend the most for you to try is Swagbucks. While it does everything all of the previously featured apps do, Swagbucks goes the extra mile by ensuring that users are given maximum security when it comes to earning money. They have an unparalleled reputation when it comes to giving out prizes, and no matter what type of user you are, newbie or pro, the app will work just as great for you.

That being said, despite paying relatively high amounts of cash, these applications are hardly a substitute to working an actual job that pays minimum. They’re only intended to earn some extra money while on your phone, so don’t treat it like a job or even a side hustle.

Highest Paying Apps FAQs

Which type of paying apps are in-demand?

The type of paying app that is usually in-demand nowadays are those that pay you to fill out surveys, play games, or both. Since these two tasks are usually easy and fun to accomplish, users lean more towards apps that give rewards for doing them.

Does Swagbucks pay real money?

Yes, Swagbucks pay real money. They have a real-time record of the total amount of rewards they have given out posted on their site, as well as testimonies from people who have received them.

How can I earn while watching content online?

You can earn while watching content online by signing up for websites and apps that pay you to watch a variety of content–from advertisements, informational videos, and even trending events. Depending on the payment system of each platform, your earning potential may vary.