6 Best Crypto Exchanges In Ghana

Here’s something you may not realize: the cryptocurrency exchange you choose matters. Your choice will impact how profitable your trades are, how easily you can buy and sell coins, and whether you can use it in Ghana at all.

Fortunately, I've been investing in crypto for more than 9 years, and I frequently update my list of the top platforms below. So if you’re looking for a safe and secure crypto exchange that’s easy to use, supports the Ghanaian cedi, and is compatible with the biggest financial institutions in Ghana, you’ve come to the right place.

Here are my top picks for the best crypto exchanges Ghana has to offer.

1. Capital – Best Overall

Zero Fees

Trading fees: 0% Supports: 100+ coins Customer support: Excellent Trusted by millions.

★★★★★ Rated 4.9/5

Capital allows users to trade crypto alongside stocks, commodities, forex, market indices, ETFs and more—all without any trading fees. It supports 100+ cryptocurrencies, and users can trade with 2x leverage on crypto (up to 500x leverage on other assets).

Capital charges a tight spread ranging from 0.1% – 0.3% (depending on the asset), making the overall cost of using the platform (0% trading commissions + 0.1% – 0.3% spreads) very low. It has a fully functional desktop platform, a well-rated mobile app (4.7/5 on Android and iOS), and an excellent demo account where you can practice trading with real assets in real time.

Capital is licensed by the Australian Securities and Investments Commission (ASIC) and the Financial Conduct Authority (FCA) in the UK, which means it’s a safe, secure platform. Every user receives a dedicated account manager they can reach by email or phone anytime, which is part of the reason Capital’s customer support team receives such positive reviews.

Deposits and withdrawals are always free with Capital, and you’ll never pay trading commissions regardless of whether you place spot orders or limit orders. Capital is ISO 27001 certified for meeting robust information security standards, making it an extremely safe platform to trade with.

The biggest drawback of Capital is that it can take several days to have your account verified since their verifications team is overwhelmed with signups right now. If you sign up using my referral link, though, you can skip the waitlist and start trading immediately.

I’ve personally used Capital for more than 4 years, and based on my experiences and those of millions of other users, I can’t recommend it highly enough. 

Features

• Zero trading commissions
• Tight spreads (0.1% – 0.3%) 
• Supports 100+ cryptocurrencies
• Allows up to 500x leverage (2x leverage on crypto)
• Fully functional demo account for paper trading
• Free deposits and withdrawals via debit/credit cards, bank transfer, POLi, PayPal, Apple Pay, etc.
• Dedicated account manager you can reach at any time
• Excellent desktop trading platform
• Well-rated mobile app (4.7/5 on both Apple and Google)
• Licensed by the Australian Securities and Investments Commission (ASIC)
• ISO 27001-certified for meeting extremely high information security standards

Cost

• Trading fees: 0%
• Spreads: 0.1% – 0.3%
• Deposits & Withdrawals: Free

Signup Bonus

Skip the waitlist and have your account approved immediately by using my referral link below.

Best For

Investors looking for the best overall crypto trading experience with no trading commissions.

2. Kraken – Extremely Narrow Spreads

Best Overall

Fees: 0.16% Security: Best in class Customer Support: Excellent Top-notch security + lowest fees.

★★★★★ Rated 4.9/5

Based in the United States, Kraken is a highly transparent exchange with a longstanding history of reliability. As one of the largest crypto exchanges in the world, Kraken outperforms smaller exchanges for a number of reasons.

For starters, Kraken's fees are far lower than most other exchanges, with most users paying 0.16% per transaction (fees decrease down to 0% if you trade high volumes). Kraken's spreads are also absurdly low, typically around $0.10 per Bitcoin, which is 0.0003%. Compare that with other exchanges—which routinely charge up to 2% in trading commissions plus an additional 2% or more in spreads—and it's easy to see why Kraken is such a popular exchange.

Kraken also has better customer support than most other exchanges, and is one of the only exchanges out there that still offers telephone support (available in English, French and Spanish). It supports 100+ cryptocurrencies and has a world-class trading platform and mobile app that's powerful yet easy to use.

If that wasn't enough, Kraken's trading platform is professional and robust, offering features like NFT trading, staking and support for a wide range of fiat currencies including USD, EUR, and more.

Overall, Kraken is an excellent fit for many crypto investors because it has lower fees, better support and a better trading platform overall. If you're looking to start trading crypto, we strongly recommend Kraken.

Features

• Extremely low trading commissions (0.16%)
• Extremely low spreads (0.0003%)
• Trade 100+ cryptocurrencies
• Stake 100+ cryptocurrencies
• Simple, intuitive user interface
• Kraken Crypto Watch allows you to keep track of the crypto market
• NFT trading inside the Kraken app
• 24/7 customer support via phone, email and live chat
• Plenty of free educational resources available to users
• 95% cold storage policy

Cost

• Trading Fees: 0.16% (spot trades cost 0.26%)
• Spreads: 0.0003%
• Fiat Deposit Fee: 0%
• Fiat Withdrawal Fee: $0 – $5 USD

Best For

Cryptocurrency investors looking to trade with extremely low fees.

3. Coinbase

Coinbase is an American cryptocurrency exchange that was originally founded in 2012. It’s based in San Francisco and it’s one of the oldest cryptocurrency exchanges in the world. It’s also the second-largest crypto exchange in the world, the first being Binance.

Coinbase was designed to be one of the easiest places to buy, sell, and trade cryptocurrency, and it serves retail investors, businesses, and institutions alike. The sign-up process is quick, and after you create your account, you will gain access to your personal online wallet.

Originally, Coinbase only supported Bitcoin, but it now supports over 100 of the biggest cryptocurrencies like Bitcoin, Bitcoin Cash, Cardano, Ethereum, and Litecoin. As a new user, you will receive a $10 bonus, and trading fees range from $0.99 to $2.99 for trades below $200 and from 1.49% to 3.99% for trades over $200.

Features

• Supports 100+ cryptocurrencies
• Coinbase Pro, access to research tools and graphs
• Coinbase Earn, earn crypto for free by watching tutorials
• Manage your crypto from your phone with the Coinbase Wallet app
• Secure platform, Biometric auth, 2FA and access to Secure Enclave
• User-friendly for both beginners and advanced traders
• Earn rewards by staking certain coins

Cost

• Account Opening: Free
• Purchase Fees (Below $200): Flat fee, from $0.99 to $2.99 per transaction.
• Purchase Fees (Over $200): 1.49% (US banks), 3.99% (Debit Card and PayPal)
• Credit Transaction: 2% 
• Bank Account:1.49%
• Wire Transfers: From $10 to $25
• ACH Transfer: Free

Signup Bonus

$10 signup bonus

Best For

New investors looking for an easy-to-use platform or for veteran investors looking for advanced research tools.

4. Gate.io

Founded in 2013, Gate.io is among the top 10 crypto exchanges in the world by volume, and it is the largest in terms of offerings: currently, it supports over 1,200 different cryptos. Among the biggest, there’s Bitcoin, Bitcoin Cash, Dogecoin, and Ethereum.

Gate.io has a very interesting rewards system: the GateToken (GT). Similar to Binance’s BNB Coin, GateToken can be purchased from any exchange, and if you’re holding GateTokens when you’re purchasing or selling crypto, you get a significant discount on the fees. If you hold 500 GT in your wallet, you get the maximum discount.

As a new Gate.io user, you can receive a 30%-50% rebate on all your fees. If you have a significant audience, you can signup for their ambassador program and refer friends to earn additional rewards. Keep in mind this bonus stacks with your GateTokens discount, and it’s important to note that Gate.io doesn’t allow for fiat deposits.

Features

• Earn discounts by holding GateToken (GT)
• Supports 1,200+ cryptocurrencies
• Cold and hot wallet storage
• 2FA authentication and withdrawal password

Cost

• Maker’s Fees: From 0.2% to 0.155%
• Maker’s Fees (*Holding GT tokens): From 0.15% to 0.116%
• Taker’s Fees: From 0.2% to 0.165%
• Taker’s Fees (*Holding GT tokens): From 0.15% to 0.124%

Signup Bonus

30%-50% off trading fees

Best For

Investors who already have crypto and are looking for a spot trading platform.

5. Okcoin

Launched in 2013, Okcoin is a California-based American exchange with over 100,000 crypto investors across 190+ countries. It supports 70+ crypto assets, including the biggest like Bitcoin and Ethereum, but also altcoins and lesser-known blockchain protocols.

Okcoin doesn’t charge trading fees – instead, it uses a volume-based fee system, where makers are charged 0.1% – 0.0% (based on the last 30-day trading volume) and takers are charged 0.2% – 0.02%, also based on volume. 

Okcoin is available worldwide and supports SEPA payment deposits in Europe and electronic fund transfers (using the ACH network) in the U.S. One of Okcoin’s best features is its staking platform, where investors can lock in one of the supported cryptos (for a fixed term) and earn up to 17% APY, depending on the asset (10% for BTC).

Fiat deposits using debit cards are on the high side – you can end up paying up 3.99%, so it’s recommended, whenever possible, that you use a different deposit method. Okcoin is licensed in the US and registered with the Financial Crimes Enforcement Network (FinCEN).

Features

• Supports 70+ cryptocurrencies
• Quick verification process
• Set up automatic purchases using dollar-cost averaging
• Available on Android (4.1/5 rating) and iOS (4/5 rating)
• Okcoin Earn (Up to 10% APY on BTC deposits)

Cost

• Trading Fees: Free
• Spread: 1% – 1.5%
• Maker’s Fees: From 0.1% to 0.0% (based on trading volume)
• Taker’s Fees: From 0.2% to 0.02% (based on trading volume)
• Debit Card Deposit Fees: 3.99%

6. Localcrypto

LocalCryptos is one of the largest non-custodial, P2p crypto exchanges. Based in Finland, it works by connecting traders; it uses an automated Escrow system to secure transactions between buyers and sellers and it boasts very low fees ranging from 0.25% to 0.75%.

LocalCryptos supports the five more established cryptocurrencies: Bitcoin, Bitcoin Cash, Dash, Ethereum, and Litecoin, and it uses a Reputation System to rank traders. Keep in mind all trades are between users, so users are responsible for using the Escrow system effectively.

New LocalCryptos users that use a referral link will receive a rebate of 20% on all fees for the first couple of months. In terms of security, LocalCryptos offers 2FA authentication and customer support available 24/7, which can be reached through Twitter, telegram, or email.

Features

• Supports 5 cryptocurrencies
• Reputation System
• Escrow
• 2FA authentication and cold storage technology
• Supports more than 40 payment options including Moneygram, PayPal, Revolut, Skrill, and Transferwise 

Cost

• Maker’s Fees: 0.25%
• Taker’s Fees: 0.75%
• Deposit Fees: Free (payment providers may charge fees)
• Withdrawal Fees: Free (payment providers may charge fees)

Signup Bonus

20% off trading fees

Best For

Investors looking for a secure P2p platform with plenty of payment options.

What To Look For In A Great Ghanaian Crypto Exchange

I consider many different factors in my search for the best Ghanaian crypto exchange. Here are just a few of the more prominent ones:

• Supported coins: The best Ghanaian crypto exchanges support a wide variety of coins—at least 20 or 30—including all the major coins like Bitcoin, Ethereum, and Dogecoin. Platforms that add new coins regularly tend to be more customer-focused overall, making this a strong indicator of a forward-thinking exchange.
• User interface: Choosing a platform with an easy-to-use trading interface is important, especially for beginners. If you're a seasoned crypto investor, you'll also want to look out for exchanges that offer more advanced features like advanced order types and transaction exports for tax purposes.
• Fees: All crypto exchanges charge fees (both in the form of trading commissions and bid-ask spreads), and they can vary by a wide margin. I've specifically chosen low-fee platforms here to help you maximize your profits.
• Regulation: It's much safer to trade with a well-regulated exchange than an unregulated one, especially when markets aren't moving in your favor. Depositors' insurance is another safeguard offered by some exchanges, which keeps your assets safe even if the platform itself faces liquidity issues.
• Deposit & withdrawal options: The exchange you choose should offer a variety of payment methods (bank transfers, debit/credit cards, PayPal, etc.) to ensure you can easily transfer funds in and out of your account. The more options you have, the better.
• Security: Look for an exchange that strictly enforces multiple layers of security, such as two-factor authentication and at least 95% cold storage. Additional security measures like daily offsite backups, third-party security audits, and email confirmations on transactions make your account even more secure.
• Customer support: The best crypto exchanges pride themselves on having well-trained, responsive support teams who can help users through any problems that come up. I pay particular attention to the channels each exchange offers support through, response times, the thoroughness and helpfulness of their responses, and user feedback on the customer support they've received.

In Summary

Choosing the best cryptocurrency exchange in Ghana isn’t easy, given all the options out there and the different features each of them offers. As an avid crypto investor myself, I diligently keep up with the movements of the top exchanges in Ghana, and have made my selections below based on years of research and personal experience.

Capital is the favorite among knowledgeable Ghanaian crypto investors, both for its high level of security and for its ease of use. Capital's fees are also extremely low, so if you’re looking for a secure, cost-effective way to buy and sell crypto in Ghana, I can’t recommend Capital highly enough.

Best Crypto Exchange Ghana FAQs

Which Ghanaian crypto exchange has the lowest fees?

The Ghanaian crypto exchange with the lowest fees is Capital or Kraken, depending on the specific crypto assets you're trading. In most cases, Capital will be the cheapest option.

What’s the best crypto wallet in Ghana?

The best crypto wallet is the Ledger Nano S hardware wallet. It is the best way to keep your private keys secure and, more importantly, offline. All Ledger wallets are certified by the French National Agency of Security and are among the safest and most cost-efficient wallets out there, and they support 1,200+ crypto assets, coins, and tokens.

What’s the best altcoin exchange in Ghana?

The best altcoin exchange in Ghana is one of Capital or Kraken. Both of them support a wide variety of cryptocurrencies and regularly add more of the altcoins Ghanaian investors are looking for.

What is the safest crypto wallet in Ghana?

The Ledger Nano S is the safest wallet available today. All Ledger wallets far exceed industry standards for security: they use tamper-resistant Certified Secure Element (SE) with Common Criteria (CC) EAL5+ chips on their nanodevices, which means your private key stays on the secure chip. It also has a proprietary operating system called Blockchain Open Ledger Operating System (BOLOS) that's successfully undergone audits from the French National Agency of Security, many other government agencies, as well as regular audits from independent security organizations. 

What’s the safest crypto exchange in Ghana?

The safest cryptocurrency exchange in Ghana is Capital. They strictly enforce bank-level security protocols, run on servers in secure locations around the world, and undergo frequent financial and security audits to ensure all of their users’ assets are completely safe. They also have some of the lowest fees of any platform in Ghana and are known for being a reputable, trustworthy exchange.

How Can I Sell Bitcoin In Ghana?

There are several different ways to sell Bitcoin in Ghana, though the easiest is to sell it directly from the crypto wallet or exchange that you’re holding it on. Remember to be cautious whenever you transfer coins between wallets, since blockchain transactions are irreversible.

What crypto exchange is best for beginners in Ghana?

The best crypto exchange for beginners in Ghana is Capital, followed by Kraken. Both are ideal for beginners because they verify accounts instantly, have easy-to-use trading platforms, and provide great customer support in case you need any help along the way.

Is cryptocurrency legal in Ghana?

Yes, cryptocurrency is legal in Ghana, and you can buy, sell and use crypto without breaking the law. However, cryptocurrency is not currently considered legal tender in Ghana, which means the Ghanaian government and Ghanaian businesses are not legally obligated to accept it as payment for goods and services.

What’s the best crypto app in Ghana?

The best crypto app in Ghana is Capital. Its mobile app is very easy to use, has a nice, modern interface, and has very good ratings and reviews on both the Apple App Store and the Google Play Store. If you live in a country like Gibraltar or Germany instead, you’ll have to double-check to ensure you can get the Capital app in your local app store.

What is the best crypto exchange for day trading in Ghana?

The best crypto exchange for day trading in Ghana is Capital, since it has low trading fees, tight spreads, and its prices update multiple times per second, giving day traders an upper hand over the rest of the market.

Can the Ghanaian government track cryptocurrency?

Yes. Just like in places like France, Finland, Hong Kong and Germany, the Ghanaian tax authorities can track cryptocurrency trades and transactions—and not only when your digital assets interact with real-world institutions like banks. Some exchanges in Ghana are required by law to provide the government with information about their users’ transactions, including purchase price, purchase date, sale value, and all associated KYC data. If your tax returns don’t match the data the government receives from these exchanges, you may receive a fine.