9 Best Crypto Exchanges In Croatia

Here’s something you may not realize: the cryptocurrency exchange you choose matters. Your choice will impact how profitable your trades are, how easily you can buy and sell coins, and whether you can use it in Croatia at all.

Fortunately, I've been investing in crypto for more than 9 years, and I frequently update my list of the top platforms below. So if you’re looking for a safe and secure crypto exchange that’s easy to use, supports the Croatian kuna, and is compatible with the biggest financial institutions in Croatia, you’ve come to the right place.

Here are my top picks for the best crypto exchanges Croatia has to offer.

1. Capital – Best Overall

Zero Fees

Trading fees: 0% Supports: 100+ coins Customer support: Excellent Trusted by millions.

★★★★★ Rated 4.9/5

Capital allows users to trade crypto alongside stocks, commodities, forex, market indices, ETFs and more—all without any trading fees. It supports 100+ cryptocurrencies, and users can trade with 2x leverage on crypto (up to 500x leverage on other assets).

Capital charges a tight spread ranging from 0.1% – 0.3% (depending on the asset), making the overall cost of using the platform (0% trading commissions + 0.1% – 0.3% spreads) very low. It has a fully functional desktop platform, a well-rated mobile app (4.7/5 on Android and iOS), and an excellent demo account where you can practice trading with real assets in real time.

Capital is licensed by the Australian Securities and Investments Commission (ASIC) and the Financial Conduct Authority (FCA) in the UK, which means it’s a safe, secure platform. Every user receives a dedicated account manager they can reach by email or phone anytime, which is part of the reason Capital’s customer support team receives such positive reviews.

Deposits and withdrawals are always free with Capital, and you’ll never pay trading commissions regardless of whether you place spot orders or limit orders. Capital is ISO 27001 certified for meeting robust information security standards, making it an extremely safe platform to trade with.

The biggest drawback of Capital is that it can take several days to have your account verified since their verifications team is overwhelmed with signups right now. If you sign up using my referral link, though, you can skip the waitlist and start trading immediately.

I’ve personally used Capital for more than 4 years, and based on my experiences and those of millions of other users, I can’t recommend it highly enough. 

Features

• Zero trading commissions
• Tight spreads (0.1% – 0.3%) 
• Supports 100+ cryptocurrencies
• Allows up to 500x leverage (2x leverage on crypto)
• Fully functional demo account for paper trading
• Free deposits and withdrawals via debit/credit cards, bank transfer, POLi, PayPal, Apple Pay, etc.
• Dedicated account manager you can reach at any time
• Excellent desktop trading platform
• Well-rated mobile app (4.7/5 on both Apple and Google)
• Licensed by the Australian Securities and Investments Commission (ASIC)
• ISO 27001-certified for meeting extremely high information security standards

Cost

• Trading fees: 0%
• Spreads: 0.1% – 0.3%
• Deposits & Withdrawals: Free

Signup Bonus

Skip the waitlist and have your account approved immediately by using my referral link below.

Best For

Investors looking for the best overall crypto trading experience with no trading commissions.

2. Kraken – Extremely Narrow Spreads

Best Overall

Fees: 0.16% Security: Best in class Customer Support: Excellent Top-notch security + lowest fees.

★★★★★ Rated 4.9/5

Based in the United States, Kraken is a highly transparent exchange with a longstanding history of reliability. As one of the largest crypto exchanges in the world, Kraken outperforms smaller exchanges for a number of reasons.

For starters, Kraken's fees are far lower than most other exchanges, with most users paying 0.16% per transaction (fees decrease down to 0% if you trade high volumes). Kraken's spreads are also absurdly low, typically around $0.10 per Bitcoin, which is 0.0003%. Compare that with other exchanges—which routinely charge up to 2% in trading commissions plus an additional 2% or more in spreads—and it's easy to see why Kraken is such a popular exchange.

Kraken also has better customer support than most other exchanges, and is one of the only exchanges out there that still offers telephone support (available in English, French and Spanish). It supports 100+ cryptocurrencies and has a world-class trading platform and mobile app that's powerful yet easy to use.

If that wasn't enough, Kraken's trading platform is professional and robust, offering features like NFT trading, staking and support for a wide range of fiat currencies including USD, EUR, and more.

Overall, Kraken is an excellent fit for many crypto investors because it has lower fees, better support and a better trading platform overall. If you're looking to start trading crypto, we strongly recommend Kraken.

Features

• Extremely low trading commissions (0.16%)
• Extremely low spreads (0.0003%)
• Trade 100+ cryptocurrencies
• Stake 100+ cryptocurrencies
• Simple, intuitive user interface
• Kraken Crypto Watch allows you to keep track of the crypto market
• NFT trading inside the Kraken app
• 24/7 customer support via phone, email and live chat
• Plenty of free educational resources available to users
• 95% cold storage policy

Cost

• Trading Fees: 0.16% (spot trades cost 0.26%)
• Spreads: 0.0003%
• Fiat Deposit Fee: 0%
• Fiat Withdrawal Fee: $0 – $5 USD

Best For

Cryptocurrency investors looking to trade with extremely low fees.

3. CMC Markets

CMC Markets is a leveraged trading platform headquartered in the UK. It’s one of the largest investing platforms in terms of volume, with over 1 million active traders across all their markets. CMC Markets supports 18 crypto assets, including a mix of the largest cryptos like Bitcoin and Ethereum and some up-and-coming altcoins with potential like NEO, Cardano, and TRON.

CMC Markets aggregates crypto prices from 15+ exchanges and data sources to offer very competitive prices. They also offer another way to gain exposure to crypto: Crypto Indices. Crypto Indices are diversified crypto baskets – by purchasing a crypto basket, you gain access to the crypto sector as a whole.

In terms of pricing, CMC Markets is ahead of many exchanges – for starters, it doesn’t charge trading fees; you will only pay very small spreads (0.02% for purchases, 0.09% for selling). 

They also have a program called Alpha: if your monthly trading volume reaches the minimum, you will immediately gain access to additional features like a dedicated account manager, VIP service, and preferential pricing on crypto assets.

CMC Markets users can also access global markets, including commodities, shares, indices, CFDs, and FX – all in one place. Their mobile app is available on Android and iOS, and they have excellent reviews on Trustpilot, averaging a rating of 4.2/5.

Features

• Supports 18+ cryptocurrencies
• Access to diversified Crypto Baskets
• App available for Android (3.5/5 rating) and iOS (4.1/5 rating)
• Demo environment
• For Alpha users: Data analysis and In-depth market insights

Cost

• Trading Fees: Free 
• Spread: 0.07%

4. Crypto.com

Best For Altcoins

Trading fees: 0.4% Security: 95% cold storage Signup bonus: $10 Trade with 10x leverage.

★★★★ Rated 4.3/5

Crypto.com is a major global player that brings a mature, proven exchange to experienced crypto investors. It supports 100+ cryptocurrencies, making it an ideal fit for anyone looking to invest in undiscovered altcoins before the masses.

Crypto.com offers some unique features that no other cryptocurrency exchange can match. Users can trade options and futures contracts, earn interest by staking their coins, and make trades with up to 10x leverage when they feel particularly confident in a coin.

Crypto.com also has invested an enormous amount of money into its platform's security, making trading with them extremely safe. The exchange is lightning quick (prices update dozens of times per second), which gives day traders an upper hand over the rest of the market.

Overall, Crypto.com is a solid exchange for investors looking to cash in on brand-new altcoins.

Features

• Average trading fees (0.4%)
• Supports 100+ cryptocurrencies
• Allows up to 10x leverage
• Trade crypto derivatives (futures and options contracts)
• Earn daily interest by staking your coins
• Purchase newly-listed coins at up to 50% off
• Free deposits from all cryptocurrencies

Cost

• Account Opening: Free
• Trading Fees: 0.4%

Best For

Investors looking to buy altcoins and other new crypto assets before they go mainstream.

5. CoinField

CoinField is a Canadian cryptocurrency exchange available in 187 countries. CoinField was founded in 2018 and supports 20+ of the most established cryptocurrencies, dozens of trading pairs, and six fiat currencies, including USD, EUR, and CAD.

CoinField has its own native token, the CoinField Coin (CFC). Users can stake their CFC tokens and earn from 5% to 15% APY, depending on the Staking Program you choose. The main difference between the programs is the lock-in period – from 6 months to 24 months -and for the longer programs, assets are hard-locked, and you can’t withdraw early. Staking rewards are paid out daily, and as a bonus, CFC holders get up to 50% in trading fee rebates when using the exchange. 

Additional CoinField features include an OTC trading desk for high-volume traders, a real-time list of up-and-coming, promising altcoins, and an NFT Marketplace (to be released soon). In terms of security, CoinField uses a combination of multi-signature and cold storage wallets stored in geo-diversified servers. They also conduct regular audits by third parties to ensure no vulnerabilities.

Features

• Supports 20+ cryptocurrencies
• Access to an NFT Marketplace
• Multi-signature and cold storage policy
• Up to 15% APY on CFC deposits
• Very secure geo-diversified servers
• Mobile app available on Android (rated 4.3/5) and iOS (rated 4.4)

Cost

• Maker’s Fees: From 0.15% to 0.0% (based on 30-day trading volume)
• Taker’s Fees: From 0.25% to 0.02% (based on 30-day trading volume)
• Deposit Fees Debit Card: 2.95%
• Withdrawal Fees Interac e-transfer: 2%
• Deposit Fees (Crypto): Free
• Withdrawal Fees (Crypto): Depends on the crypto (0.002 BTC for Bitcoin)

6. Bit2Me

Bit2Me is a highly regulated crypto exchange based in Alicante, Spain. Bit2Me is part of a very select group of crypto exchanges: it offers FDIC insurance for up to €250,000, through its partnership with the largest banks in Spain, like ING Direct, Abanca, Caja Popular, and Bankinter.

Bit2Me supports over 70 of the largest cryptocurrencies, including Bitcoin, Bitcoin Cash, Dash, Ethereum, and Litecoin. It allows fiat-to-crypto purchases so it’s ideal for new investors looking to buy their first crypto, and assets are kept offline in cold storage, for added security. 

As a new Bit2Me user, you'll receive a €5 bonus after your first purchase, and with its referral program, you can earn up to $1,000 by inviting friends and family.

Features

• Bit2Me Card
• Supports 70 cryptocurrencies
• Compliance with IBAN payment protocols
• Supports fiat-to-crypto trades
• Educational programs for new investors
• Insured and your assets are stored in cold storage
• ATMs available across Europe
• API Integration and real-time alerts

Cost

• Trading Fees: 0.95%
• Debit/Credit Card Deposit: From 1.99% to 4.99%
• Maker’s Fees: From 0.16% to 0.0% (based on volume)
• Taker’s Fees: From 0.26% to 0.1% (based on volume)
• Bank Wire Deposit: Free
• TIKEBIT Deposit: Free
• SEPA Account Withdrawal: Free

Signup Bonus

€5 signup bonus

Best For

Investors looking to invest in their first crypto and looking for a secure platform.

7. Bitpanda

BitPanda is an Austrian cryptocurrency exchange that was established in 2014 and has since become one of the most popular cryptocurrency exchanges in Europe for buying and selling digital currencies.

The exchange is a popular choice among many individuals since it features a user-friendly and easy-to-use design for purchasing, selling, and trading cryptocurrencies. The exchange also has a variety of payment choices that may be used by novice cryptocurrency users to acquire Bitcoin (BTC), Ethereum (ETH), and many other crypto coins.

Features

• Easy-to-use and intuitive platform
• Wide array of crypto assets supported (+25)
• Wide array of payment and withdrawal methods
• Fast customer support available 24/7

Cost

• Trading fees: 5% per trade

Best For

Investors new to the world of cryptocurrency trading looking for an easy-to-understand crypto exchange.

8. Okcoin

Launched in 2013, Okcoin is a California-based American exchange with over 100,000 crypto investors across 190+ countries. It supports 70+ crypto assets, including the biggest like Bitcoin and Ethereum, but also altcoins and lesser-known blockchain protocols.

Okcoin doesn’t charge trading fees – instead, it uses a volume-based fee system, where makers are charged 0.1% – 0.0% (based on the last 30-day trading volume) and takers are charged 0.2% – 0.02%, also based on volume. 

Okcoin is available worldwide and supports SEPA payment deposits in Europe and electronic fund transfers (using the ACH network) in the U.S. One of Okcoin’s best features is its staking platform, where investors can lock in one of the supported cryptos (for a fixed term) and earn up to 17% APY, depending on the asset (10% for BTC).

Fiat deposits using debit cards are on the high side – you can end up paying up 3.99%, so it’s recommended, whenever possible, that you use a different deposit method. Okcoin is licensed in the US and registered with the Financial Crimes Enforcement Network (FinCEN).

Features

• Supports 70+ cryptocurrencies
• Quick verification process
• Set up automatic purchases using dollar-cost averaging
• Available on Android (4.1/5 rating) and iOS (4/5 rating)
• Okcoin Earn (Up to 10% APY on BTC deposits)

Cost

• Trading Fees: Free
• Spread: 1% – 1.5%
• Maker’s Fees: From 0.1% to 0.0% (based on trading volume)
• Taker’s Fees: From 0.2% to 0.02% (based on trading volume)
• Debit Card Deposit Fees: 3.99%

9. Coinbase

Coinbase is an American cryptocurrency exchange that was originally founded in 2012. It’s based in San Francisco and it’s one of the oldest cryptocurrency exchanges in the world. It’s also the second-largest crypto exchange in the world, the first being Binance.

Coinbase was designed to be one of the easiest places to buy, sell, and trade cryptocurrency, and it serves retail investors, businesses, and institutions alike. The sign-up process is quick, and after you create your account, you will gain access to your personal online wallet.

Originally, Coinbase only supported Bitcoin, but it now supports over 100 of the biggest cryptocurrencies like Bitcoin, Bitcoin Cash, Cardano, Ethereum, and Litecoin. As a new user, you will receive a $10 bonus, and trading fees range from $0.99 to $2.99 for trades below $200 and from 1.49% to 3.99% for trades over $200.

Features

• Supports 100+ cryptocurrencies
• Coinbase Pro, access to research tools and graphs
• Coinbase Earn, earn crypto for free by watching tutorials
• Manage your crypto from your phone with the Coinbase Wallet app
• Secure platform, Biometric auth, 2FA and access to Secure Enclave
• User-friendly for both beginners and advanced traders
• Earn rewards by staking certain coins

Cost

• Account Opening: Free
• Purchase Fees (Below $200): Flat fee, from $0.99 to $2.99 per transaction.
• Purchase Fees (Over $200): 1.49% (US banks), 3.99% (Debit Card and PayPal)
• Credit Transaction: 2% 
• Bank Account:1.49%
• Wire Transfers: From $10 to $25
• ACH Transfer: Free

Signup Bonus

$10 signup bonus

Best For

New investors looking for an easy-to-use platform or for veteran investors looking for advanced research tools.

What To Look For In A Great Croatian Crypto Exchange

I consider many different factors in my search for the best Croatian crypto exchange. Here are just a few of the more prominent ones:

• Supported coins: The best Croatian crypto exchanges support a wide variety of coins—at least 20 or 30—including all the major coins like Bitcoin, Ethereum, and Dogecoin. Platforms that add new coins regularly tend to be more customer-focused overall, making this a strong indicator of a forward-thinking exchange.
• User interface: Choosing a platform with an easy-to-use trading interface is important, especially for beginners. If you're a seasoned crypto investor, you'll also want to look out for exchanges that offer more advanced features like advanced order types and transaction exports for tax purposes.
• Fees: All crypto exchanges charge fees (both in the form of trading commissions and bid-ask spreads), and they can vary by a wide margin. I've specifically chosen low-fee platforms here to help you maximize your profits.
• Regulation: It's much safer to trade with a well-regulated exchange than an unregulated one, especially when markets aren't moving in your favor. Depositors' insurance is another safeguard offered by some exchanges, which keeps your assets safe even if the platform itself faces liquidity issues.
• Deposit & withdrawal options: The exchange you choose should offer a variety of payment methods (bank transfers, debit/credit cards, PayPal, etc.) to ensure you can easily transfer funds in and out of your account. The more options you have, the better.
• Security: Look for an exchange that strictly enforces multiple layers of security, such as two-factor authentication and at least 95% cold storage. Additional security measures like daily offsite backups, third-party security audits, and email confirmations on transactions make your account even more secure.
• Customer support: The best crypto exchanges pride themselves on having well-trained, responsive support teams who can help users through any problems that come up. I pay particular attention to the channels each exchange offers support through, response times, the thoroughness and helpfulness of their responses, and user feedback on the customer support they've received.

In Summary

Choosing the best cryptocurrency exchange in Croatia isn’t easy, given all the options out there and the different features each of them offers. As an avid crypto investor myself, I diligently keep up with the movements of the top exchanges in Croatia, and have made my selections below based on years of research and personal experience.

Capital is the favorite among knowledgeable Croatian crypto investors, both for its high level of security and for its ease of use. Capital's fees are also extremely low, so if you’re looking for a secure, cost-effective way to buy and sell crypto in Croatia, I can’t recommend Capital highly enough.

Best Crypto Exchange Croatia FAQs

Which Croatian crypto exchange has the lowest fees?

The Croatian crypto exchange with the lowest fees is Capital or Kraken, depending on the specific crypto assets you're trading. In most cases, Capital will be the cheapest option.

What’s the best crypto wallet in Croatia?

The best crypto wallet is the Ledger Nano S hardware wallet. It is the best way to keep your private keys secure and, more importantly, offline. All Ledger wallets are certified by the French National Agency of Security and are among the safest and most cost-efficient wallets out there, and they support 1,200+ crypto assets, coins, and tokens.

What’s the best altcoin exchange in Croatia?

The best altcoin exchange in Croatia is one of Capital, Kraken, or CMC Markets. All of them support a wide variety of cryptocurrencies and regularly add more of the altcoins Croatian investors are looking for.

What is the safest crypto wallet in Croatia?

The Ledger Nano S is the safest wallet available today. All Ledger wallets far exceed industry standards for security: they use tamper-resistant Certified Secure Element (SE) with Common Criteria (CC) EAL5+ chips on their nanodevices, which means your private key stays on the secure chip. It also has a proprietary operating system called Blockchain Open Ledger Operating System (BOLOS) that's successfully undergone audits from the French National Agency of Security, many other government agencies, as well as regular audits from independent security organizations. 

What’s the safest crypto exchange in Croatia?

The safest cryptocurrency exchange in Croatia is Capital. They strictly enforce bank-level security protocols, run on servers in secure locations around the world, and undergo frequent financial and security audits to ensure all of their users’ assets are completely safe. They also have some of the lowest fees of any platform in Croatia and are known for being a reputable, trustworthy exchange.

How Can I Sell Bitcoin In Croatia?

There are several ways to sell Bitcoin in Croatia, though the easiest is to sell it directly from the crypto wallet or exchange you’re holding. Remember to be cautious whenever you transfer coins between wallets, since blockchain transactions are irreversible.

What crypto exchange is best for beginners in Croatia?

The best crypto exchange for beginners in Croatia is Capital, followed by Kraken. Both are ideal for beginners because they verify accounts instantly, have easy-to-use trading platforms, and provide great customer support in case you need any help along the way.

Is cryptocurrency legal in Croatia?

Yes, cryptocurrency is legal in Croatia, and you can buy, sell and use crypto without breaking the law. However, cryptocurrency is not currently considered legal tender in Croatia, which means the Croatian government and Croatian businesses are not legally obligated to accept it as payment for goods and services.

What’s the best crypto app in Croatia?

The best crypto app in Croatia is Capital. Its mobile app is very easy to use, has a nice, modern interface, and has very good ratings and reviews on both the Apple App Store and the Google Play Store. If you live in a country like Cuba or Costa Rica instead, you’ll have to double-check to ensure you can get the Capital app in your local app store.

What is the best crypto exchange for day trading in Croatia?

The best crypto exchange for day trading in Croatia is Capital, since it has low trading fees, tight spreads, and its prices update multiple times per second, giving day traders an upper hand over the rest of the market.

Can the Croatian government track cryptocurrency?

Yes. Just like in places like India, China, Hong Kong and Germany, the Croatian tax authorities can track cryptocurrency trades and transactions—and not only when your digital assets interact with real-world institutions like banks. Some exchanges in Croatia are required by law to provide the government with information about their users’ transactions, including purchase price, purchase date, sale value, and all associated KYC data. If your tax returns don’t match the data the government receives from these exchanges, you may receive a fine.